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NEW QUESTION: 1
Paul is 36 years old and is married with two children, ages eight and ten. Paul lays carpet for a living,
working as an independent contractor, and earns about $35,000 a year. His wife, Paula, is 33 years old,
drives a school bus and earns only $18,000 a year, but her job provides the family with low-cost health
insurance. They live conservatively and barely make ends meet. Paula recently inherited $180,000,
however, and the couple would like to invest it, with the goal that they can both retire when Paul turns
6 2.The inheritance also included an educational endowment for their children, so they will not have to
worry about saving for their children's college educations. Which of the following would not be a suitable
recommendation for the allocation of their investment monies?
A. municipal bond fund
B. life insurance
C. aggressive growth stock fund
D. Roth IRA
Answer: A
Explanation:
Given that their combined income is only $53,000, Paul and Paula's marginal tax rate is low,
so a municipal bond fund would not be a good recommendation for the allocation of their investment
monies. Municipal bonds offer lower returns, and the couple would get little or no benefit from the tax-free
interest income that these bonds provide. Their investment horizon is long enough (26 years) for them to
invest some of their money in an aggressive growth stock fund, which has higher risk but also provides
the higher expected returns that they may need to be able to retire when Paul turns 62. A Roth IRA is
preferred over a traditional IRA in their situation. Although the traditional IRA would allow them to deduct
their contributions, they already pay little or no taxes. Contributions to a Roth IRA are made out of
after-tax income, but the contributions themselves can be withdrawn at any time without penalty if Paul
and Paula run into some unexpected expenses, and the earnings grow tax-deferred and will be
completely tax-free if they make no withdrawals until the age of 59 1/2 . Given the ages of their children, a
life insurance policy that will help provide for them if one or both of the parents die should be strongly
recommended.

NEW QUESTION: 2
チームは予測アプローチからアジャイルアプローチに移行しています。これまで、チームは顧客の期待に応えられなかった成果物を提供してきました。
チームがこれを軽減するのに役立つアジャイルプラクティスは何ですか？
A. 共同チームプランニングゲーム
B. テスト駆動開発（TDD）
C. 完了したデモと通常のデモの明確な定義
D. 一貫したチーム速度
Answer: C

NEW QUESTION: 3
MegaCorps' disaster recovery plan is past due for an update to the backup and restore section to enjoy the benefits of the new distributed R77 installation. You must propose a plan that meets the following required and desired objectives:
Required: Security Policy repository must be backed up no less frequently than every 24 hours.
Desired: Back up R77 components enforcing the Security Policies at least once a week.
Desired: Back up R77 logs at least once a week.
You develop a disaster recovery plan proposing the following:
Use the utility cron to run the command upgrade_export each night on the Security
Management Servers.
Configure the organization's routine backup software to back up files created by
the command upgrade_export.
--
-- --
Configure GAiA back up utility to back up Security Gateways every Saturday night.
Use the utility cron to run the command upgrade_export each Saturday night on
the log servers.
Configure an automatic, nightly logswitch.
Configure the organization's routine back up software to back up the switched logs
every night.
The corporate IT change review committee decides your plan:
A. meets the rquired objective but does not meet either deisred objective.
B. meets the required objective and both desired objectives.
C. does not meet the required objective.
D. meets the required objective and only one desired objective.
Answer: B

NEW QUESTION: 4
You are placing Category 6 unshielded twisted-pair (UTP) in cable tray down a hallway past the elevator
mechanical room. What action should you take to avoid effects of electromagnetic interference (EMI)?
A. Provide a minimum separation of 1194 mm (47 in)
B. Provide RMC/IMC (rigid metallic conduit/intermediate metal conduit) through all areas within 4.6 m (15
ft) of the mechanical room
C. Require the architect to install metallic foil shielding on the mechanical room walls
D. Provide a minimum separation of 2060 mm (81 in)
Answer: A